Official Publication of NAIC's BetterInvesting
EDITOR: Adam Ritt
ASSOCIATE EDITOR: Kevin J. Lamiman
CONSULTING EDITOR: Thomas E. O.Hara
GRAPHIC ARTISTS: Ellada Azariah, Pamela Pohl
ONLINE EDITOR: Mary Treppa
EDITORIAL STAFF: Cheryl Bienkowski; Mary Clyma; Brenda Gayle
ADVERTISING COORDINATOR: Brenda Gayle (x363)
CORPORATE SALES: Beth Grudzinski (x334) bethg@betterinvesting.org
EXECUTIVE DIRECTOR, CORPORATE RELATIONS:
   Peter Breen 212-685-8601

1-877-275-6242, (248) 583-6242, Fax (248) 585-9716
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EDITORIAL ADVISORY & SECURITIES REVIEW COMMITTEE

Robert M. Bilkie, Jr., CFA; Philip Dano, CFA; Maury Elvekrog, CFA; Kenneth S. Janke, Sr.; Walter J. Kirchberger, CFA; Marisa Lenhard, CFA; Thomas E. O'Hara; Donald T. Spindel, CFA.

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BetterInvesting Magazine is published monthly by the NAIC's BetterInvesting, 711 W. 13 Mile Rd., Madison Heights, MI 48071. (Companies and mutual funds mentioned in BetterInvesting Magazine are used as illustrations or suggestions for study and are presented for educational purposes only. They are not to be considered as endorsed or recommended for purchase by BetterInvesting.) Investors should make their own review and analysis of any company of interest using the Stock Selection Guide (see the .Introduction to Successful Investing. handbook) before making an investment decision. Periodicals postage paid at Royal Oak, MI 48068 and additional mailing offices.